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	<title>Team Callahan | Heather Murphy Group at Keller Williams Realty</title>
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                <title>5 things you need to know about home warranties</title>
                <link>https://realestateinsavannah.net/real-estate-blog/5-things-you-need-to-know-about-home-warranties/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/5-things-you-need-to-know-about-home-warranties/</guid>
                <description>
                    <![CDATA[One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>How To Tidy Up Your House In One Hour</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-tidy-up-your-house-in-one-hour/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=47167</guid>
                <description>
                    <![CDATA[We’ve all been there: unexpected guests are on their way, and your house looks like a tornado just swept through....]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>Preparing Your Home for the Market: A Step-by-Step Guide</title>
                <link>https://realestateinsavannah.net/real-estate-blog/preparing-your-home-for-the-market-a-step-by-step-guide/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=47165</guid>
                <description>
                    <![CDATA[Putting your house on the market can be a thrilling yet daunting process. A well-prepared home can attract more potential...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>Navigating a Balancing Real Estate Market in Chatham County, Georgia</title>
                <link>https://realestateinsavannah.net/real-estate-blog/navigating-a-balanced-real-estate-market-in-chatham-county-georgia/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=47159</guid>
                <description>
                    <![CDATA[Have you ever walked into a coffee shop where the barista knows your name and just how you like your...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>🇺🇸 Celebrate Independence Day at Savannah&amp;#8217;s Waterfront!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/%f0%9f%87%ba%f0%9f%87%b8-celebrate-independence-day-at-savannahs-waterfront/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=47143</guid>
                <description>
                    <![CDATA[Unforgettable July 4th Celebration! Savannah’s Waterfront is thrilled to announce their annual Independence Day Celebration on Thursday, July 4, 2024....]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Selling Your Home With Pets</title>
                <link>https://realestateinsavannah.net/real-estate-blog/selling-your-home-with-pets/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46933</guid>
                <description>
                    <![CDATA[By Chris Matthews (and Blu!) Let&#8217;s talk about preparing your home and selling your home if you have pets. Deodorize...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Annual Taco Night Recap!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/annual-taco-night-recap/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46917</guid>
                <description>
                    <![CDATA[We LOVE our Annual Taco Night! Maybe not as much as we love queso and margaritas but it&#8217;s pretty darn...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Bananas, Baseball, &amp;amp; Beer</title>
                <link>https://realestateinsavannah.net/real-estate-blog/bananas-baseball-beer/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46799</guid>
                <description>
                    <![CDATA[We had a BLAST at our annual Bananas, Baseball, and Beer event at the Savannah Bananas! We love a good...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What We Learned From Tim Grover, Molly Bloom, and Phil M. Jones</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-we-learned-from-tim-grover-molly-bloom-and-phil-m-jones/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46762</guid>
                <description>
                    <![CDATA[Deep in the heart of Texas. Our Team spent a couple of days in Austin, TX with 10,000 of our...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Your Final Steps to Becoming a Home Buyer</title>
                <link>https://realestateinsavannah.net/real-estate-blog/your-final-steps-to-becoming-a-home-buyer/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46757</guid>
                <description>
                    <![CDATA[By Russ Strazzella The past two blog articles we covered the beginning steps to becoming a home buyer and we...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Your Next Steps to Becoming a Home Buyer</title>
                <link>https://realestateinsavannah.net/real-estate-blog/your-next-steps-to-becoming-a-home-buyer/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46747</guid>
                <description>
                    <![CDATA[By Russ Strazzella Last week we covered the very first steps that you want to take to become a home...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Your First Steps to Becoming a Home Buyer</title>
                <link>https://realestateinsavannah.net/real-estate-blog/your-first-steps-to-becoming-a-home-buyer/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46720</guid>
                <description>
                    <![CDATA[By Russ Strazzella Are you thinking about purchasing your first home but not sure where to start? Or are you...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Day Trips and Weekend Getaways from Savannah: Exploring the Lowcountry</title>
                <link>https://realestateinsavannah.net/real-estate-blog/day-trips-and-weekend-getaways-from-savannah-exploring-the-lowcountry/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46676</guid>
                <description>
                    <![CDATA[Are you looking for a little weekend getaway or escape from good ole Savannah? Savannah is an amazing city but...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Hurricane Season is Upon Us: Here&amp;#8217;s How to Prepare for One</title>
                <link>https://realestateinsavannah.net/real-estate-blog/hurricane-season-is-upon-us-heres-how-to-prepare-for-one/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46692</guid>
                <description>
                    <![CDATA[By Shannee Theus As we head into hurricane season it is a good idea to make sure that you are...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>10 Family-Friendly Activities in Savannah, GA</title>
                <link>https://realestateinsavannah.net/real-estate-blog/10-family-friendly-activities-in-savannah-ga/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46680</guid>
                <description>
                    <![CDATA[By Russ Strazzella Now that it&#8217;s summer you&#8217;re probably racking your brain on activities to do with your kids. No...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                <title>The 3 Most Important Things To Do After Closing</title>
                <link>https://realestateinsavannah.net/real-estate-blog/the-3-most-important-things-to-do-after-closing/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46651</guid>
                <description>
                    <![CDATA[By Shannee Theus There are a ton of things to do once your close on your new home and we...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Selling A Home You Inherited</title>
                <link>https://realestateinsavannah.net/real-estate-blog/selling-a-home-you-inherited/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46620</guid>
                <description>
                    <![CDATA[By Laura Hyatt Let&#8217;s talk about selling a property for a loved one or a property that you inherited, basically...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>The Best Restaurants in Savannah</title>
                <link>https://realestateinsavannah.net/real-estate-blog/the-best-restaurants-in-savannah/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46602</guid>
                <description>
                    <![CDATA[By Shannee Theus What is more fun to talk about than food? I am not one to gate keep so...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Running Routes in Savannah, GA</title>
                <link>https://realestateinsavannah.net/real-estate-blog/running-routes-in-savannah-ga/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46597</guid>
                <description>
                    <![CDATA[By Maggie McClurg Hey there runners of all distances and paces (and walkers)! Are you new to the area and...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Check out our new Vendors page!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/check-out-our-new-vendors-page/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46588</guid>
                <description>
                    <![CDATA[by Laura Hyatt If you are in the process of buying or selling a home there are going to be...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Are You Ready to Sell Your House?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/are-you-ready-to-sell-your-house/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46577</guid>
                <description>
                    <![CDATA[By Chris Matthews Interested in selling your home but not sure what that process looks like? Not sure how long...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                                            </item>
                    <item>
                <title>Do You Have a Kwikset Smart Lock?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/do-you-have-a-kwikset-smart-lock/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46554</guid>
                <description>
                    <![CDATA[By Russ Strazzella Do you have a Kwikset Lock? Do you know all the benefits of having one for your...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>5 Things Not To Do When Buying a Home</title>
                <link>https://realestateinsavannah.net/real-estate-blog/5-things-not-to-do-when-buying-a-home/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46547</guid>
                <description>
                    <![CDATA[By Shannee Theus The home buying process can seem daunting so here are a few things that you should avoid...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What is a Buyer Agency Agreement?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-is-a-buyer-agency-agreement/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46520</guid>
                <description>
                    <![CDATA[By Russ Strazzella Part of the home buying process that every buyer, whether it&#8217;s your first time or your millionth...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What is a Termite Bond?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-is-a-termite-bond/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46423</guid>
                <description>
                    <![CDATA[By Shannee Theus Since so many people are moving to Savannah from other areas we wanted to go over what...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Top 10 Best Coffee Spots in Savannah</title>
                <link>https://realestateinsavannah.net/real-estate-blog/top-10-best-coffee-spots-in-savannah/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46419</guid>
                <description>
                    <![CDATA[Tired of your usual drink from Starbucks? Ready to try something new and exciting to shake up your morning? Want...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Giving Back April 2023</title>
                <link>https://realestateinsavannah.net/real-estate-blog/giving-back-april-2023/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46392</guid>
                <description>
                    <![CDATA[At Team Callahan, we&#8217;re passionate about giving back to the community. We&#8217;re 100% committed to helping in any way we...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>What to do if you receive a letter in the mail from someone wanting to buy your house</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-to-do-if-you-receive-a-letter-in-the-mail-from-someone-wanting-to-buy-your-house/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46264</guid>
                <description>
                    <![CDATA[By Russ Strazzella You&#8217;ve probably received a letter in the mail about someone wanting to buy your house. If you...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What to Look For in a Property Manager</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-to-look-for-in-a-property-manager/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46253</guid>
                <description>
                    <![CDATA[By Shannee Theus What to look for in a property manager! Let&#8217;s talk about all the questions you should be...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Cheers to 25 Years Don!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/cheers-to-25-years-don/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46215</guid>
                <description>
                    <![CDATA[By Laura Hyatt MENTORS &#8211; Sometimes in life you know what you want and you seek it out. And sometimes...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Welcome to Home Ownership</title>
                <link>https://realestateinsavannah.net/real-estate-blog/welcome-to-home-ownership/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46199</guid>
                <description>
                    <![CDATA[By Russ Strazzella Welcome to Home Ownership! Let&#8217;s talk about all the ways you can prepare as you become homeowners....]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>The Best Places to Eat!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/the-best-places-to-eat/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46206</guid>
                <description>
                    <![CDATA[If there&#8217;s one thing you should know about Team Callahan it&#8217;s that we are a bunch of foodies. Always on...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Little Free Library</title>
                <link>https://realestateinsavannah.net/real-estate-blog/little-free-library/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46204</guid>
                <description>
                    <![CDATA[By Laura Hyatt I&#8217;m sure most of us have that one book that we remember from our childhood. The book...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>To Have a Fancy Wedding or to Buy a House?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/to-have-a-fancy-wedding-or-to-buy-a-house/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46146</guid>
                <description>
                    <![CDATA[By Russ Strazzella To all the first time home buyers out there, listen up! If you are a lovely couple...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Event Recap: Spring Masterminds in Pittsburgh</title>
                <link>https://realestateinsavannah.net/real-estate-blog/event-recap-spring-masterminds-in-pittsburgh/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46127</guid>
                <description>
                    <![CDATA[We just returned from a whirlwind weekend in Pittsburgh for MAPS Coaching Spring Masterminds. This is &#8220;where like-minded individuals meet...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>The Importance of Final Walk-throughs</title>
                <link>https://realestateinsavannah.net/real-estate-blog/the-importance-of-final-walk-throughs/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46078</guid>
                <description>
                    <![CDATA[By Shannee Theus Today we are going to talk about why final walk-throughs are so important! The final walk-through is...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>How To Prepare Your Home for Photos</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-prepare-your-home-for-photos/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46063</guid>
                <description>
                    <![CDATA[By DeAnna Taylor Today we are going to talk about the three things you can do to get your home...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>All Things St. Patrick&amp;#8217;s Day!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/all-things-st-patricks-day/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46050</guid>
                <description>
                    <![CDATA[By Shannee Theus Today we are talking about the St. Patricks Day Parade here in Downtown Savannah. Also known as...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Are You a Classic Home Buyer or a New Home Buyer?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/are-you-a-classic-home-buyer-or-a-new-home-buyer/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=46047</guid>
                <description>
                    <![CDATA[by Russ Strazzella In a former life, I used to sell cars and car parts. Today we&#8217;re going to talk...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>That was BANANAS!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/that-was-bananas/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45998</guid>
                <description>
                    <![CDATA[WHAT A NIGHT! Thanks to everyone who joined us last week for our Bananas, Baseball, + Beer event with the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>How To Prepare Your Home for SPRING</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-prepare-your-home-for-spring/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45978</guid>
                <description>
                    <![CDATA[by Russ Strazzella Today we&#8217;re talking about SPRING! I know technically it&#8217;s not for another month, but these are the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>How To Get Your Real Estate License</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-get-your-real-estate-license/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45975</guid>
                <description>
                    <![CDATA[by Shannee Theus Are you interest in getting your Real Estate License in Georgia? There are always a ton of...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>3 Tips To Help Your Home Show Better</title>
                <link>https://realestateinsavannah.net/real-estate-blog/3-tips-to-help-your-home-show-better/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45972</guid>
                <description>
                    <![CDATA[by DeAnna Taylor Putting your house on the market? Here are three tips to help your home show better! Light...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Selling A Home For A Loved One</title>
                <link>https://realestateinsavannah.net/real-estate-blog/selling-a-home-for-a-loved-one/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45871</guid>
                <description>
                    <![CDATA[Whether you just moved Mom to an assisted living facility or your loved one recently passed, selling a home you’ve...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>What is a HELOC?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-is-a-heloc/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45866</guid>
                <description>
                    <![CDATA[by Shannee Theus Basically, a HELOC (or Home Equity Line of Credit) is money that you can borrow from the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Three Tips For Selling Your Home This Spring</title>
                <link>https://realestateinsavannah.net/real-estate-blog/three-tips-for-selling-your-home-this-spring/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45825</guid>
                <description>
                    <![CDATA[by DeAnna Baggett Taylor Check out our top 3 tips for a successful sale in the current real estate market!...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>It&amp;#8217;s Homestead Exemption Time!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/its-homestead-exemption-time/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45815</guid>
                <description>
                    <![CDATA[by Berry Aldridge Today we&#8217;re going to talk about the Homestead Exemption because it&#8217;s very timely.&nbsp; This is the period...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What Makes Up Your Monthly Mortgage Payment?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-makes-up-your-monthly-mortgage-payment/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45756</guid>
                <description>
                    <![CDATA[with Russ Strazzella Today we&#8217;re going to be talking about escrows and impounds. These are monthly fees that you&#8217;re going...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Where to Buy A Christmas Tree in Savannah</title>
                <link>https://realestateinsavannah.net/real-estate-blog/where-to-buy-a-christmas-tree-in-savannah/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45725</guid>
                <description>
                    <![CDATA[It&#8217;s the age old question&#8230;. real or fake? Christmas tree that is. For those of you that are purists and...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Holiday Happenings in Savannah</title>
                <link>https://realestateinsavannah.net/real-estate-blog/holiday-happenings-in-savannah/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45713</guid>
                <description>
                    <![CDATA[From where to buy the perfect Christmas Tree to some of our favorite Savannah holiday events, we&#8217;ve compiled a list...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>I&amp;#8217;m Financing a Loan&amp;#8230; What are my Options?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/im-financing-a-loan-what-are-my-options/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45660</guid>
                <description>
                    <![CDATA[Welcome back to another What&#8217;s Up Wednesday! Today, we&#8217;re going to be discussing all things finance. We&#8217;ll talk about different...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Pre-Qualification vs Pre-Approval</title>
                <link>https://realestateinsavannah.net/real-estate-blog/pre-qualification-vs-pre-approval/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45657</guid>
                <description>
                    <![CDATA[You’ve decided that it’s time to buy a home.&nbsp;&nbsp;Congratulations!&nbsp;&nbsp;Whether this is your first time buying a home or you’ve done...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Credit Scores: Everything a Buyer Needs to Know</title>
                <link>https://realestateinsavannah.net/real-estate-blog/45618/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45618</guid>
                <description>
                    <![CDATA[Welcome to another &#8220;What&#8217;s Up Wednesday&#8221;! Today, we&#8217;re going to be talking about credit scores. Credit scores can definitely be...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Photo Gallery: Taco Night 2022</title>
                <link>https://realestateinsavannah.net/real-estate-blog/photo-gallery-taco-night-2022/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45553</guid>
                <description>
                    <![CDATA[Taco Night 2022 was a success! Thanks again to everyone who popped by on Thursday! We had the best time...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Mortgage Hacks!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/mortgage-hacks/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45282</guid>
                <description>
                    <![CDATA[Everyone these days is talking about mortgage rates. Mortgage rates, mortgage rates. And I thought I would come to you...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Neighbor Spotlight: Meet the Quackenbushes</title>
                <link>https://realestateinsavannah.net/real-estate-blog/neighbor-spotlight-meet-the-quackenbushes/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45090</guid>
                <description>
                    <![CDATA[At Team Callahan, we love celebrating YOU! That&#8217;s why we&#8217;re starting Neighbor Spotlight, a quick way you can get to...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>5 Must-Visit Family-Friendly Places in Savannah</title>
                <link>https://realestateinsavannah.net/real-estate-blog/7-must-see-places-in-savannah-for-families/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45079</guid>
                <description>
                    <![CDATA[With stunning architecture, beautiful scenery, and a rich history, it&#8217;s no wonder millions visit Savannah, Georgia every year. With such...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Photo Gallery: Vendor Appreciation Happy Hour &amp;#8211; September 2022</title>
                <link>https://realestateinsavannah.net/real-estate-blog/photo-gallery-vendor-appreciation-happy-hour-september-2022/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=45057</guid>
                <description>
                    <![CDATA[Thank you so much to all of our vendors who came to our happy hour at Starland Yard. We truly...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Team Callahan Book Club</title>
                <link>https://realestateinsavannah.net/real-estate-blog/team-callahan-book-club/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44990</guid>
                <description>
                    <![CDATA[One of our &#8220;traditions&#8221; at Team Callahan is our weekly &#8220;Team Callahan Book Club&#8221;. Every Wednesday, we discuss a new...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>9 Tips For Maintaining A Vacant Home</title>
                <link>https://realestateinsavannah.net/real-estate-blog/9-tips-for-maintaining-a-vacant-home/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44992</guid>
                <description>
                    <![CDATA[Whether you just moved and your property is now vacant or you inherited a home from a loved one, the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Photo Gallery: Bananas, Beer, &amp;amp; Baseball &amp;#8211; August 2022</title>
                <link>https://realestateinsavannah.net/real-estate-blog/photo-gallery-bananas-beer-baseball-august-2022/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44731</guid>
                <description>
                    <![CDATA[We had the best time hanging out with our friends and family at the Savannah Bananas! We&#8217;re so excited to...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Home Inspections vs Appraisals: What&amp;#8217;s the Difference?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/home-inspections-vs-appraisals-whats-the-difference/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44721</guid>
                <description>
                    <![CDATA[Inspections and appraisals: two terms that commonly get misconstrued in the real estate world. That&#8217;s why we want to break...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Client Success Story: The Vongprachanh&amp;#8217;s</title>
                <link>https://realestateinsavannah.net/real-estate-blog/client-success-story-the-vongprachanhs/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44353</guid>
                <description>
                    <![CDATA[It&#8217;s the best feeling when we can help our clients achieve their real estate goals, especially when those clients are...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>How to Tap into the Equity of Your Home</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-tap-into-the-equity-of-your-home/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44247</guid>
                <description>
                    <![CDATA[Today, we are going to talk about a few different ways that you can tap into the equity of your home....]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Your Guide to Property Taxes in the Savannah Area (Chatham, Bryan, &amp;amp; Effingham County)</title>
                <link>https://realestateinsavannah.net/real-estate-blog/property-taxes-in-the-savannah-area-chatham-bryan-effingham-county/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44243</guid>
                <description>
                    <![CDATA[Property taxes can be tricky, which is why we want to help. This is how you would calculate your property...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Product Life Expectancy vs Service Life: What&amp;#8217;s the Difference?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/product-life-expectancy-vs-service-life-whats-the-difference/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=44142</guid>
                <description>
                    <![CDATA[These two terms can seem interchangeable to first time home buyers. As a home buyer, you&#8217;re probably going to encounter...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Client Success Stories: The Grumbles Family</title>
                <link>https://realestateinsavannah.net/real-estate-blog/client-success-stories-the-grumbles-family/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43781</guid>
                <description>
                    <![CDATA[At Team Callahan, when you win, we win. That&#8217;s why we love sharing our clients&#8217; stories. &#8220;There are not enough...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What an Upward Trend For &amp;#8220;Days on Market&amp;#8221; Means For Your Home Sale</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-an-upward-trend-for-days-on-market-means-for-your-home-sale/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43921</guid>
                <description>
                    <![CDATA[There&#8217;s a lot of noise and fear out there whenever the real estate market changes. We want to help cut...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>GIVING BACK: First City Pride Center</title>
                <link>https://realestateinsavannah.net/real-estate-blog/giving-back-first-city-pride-center/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43513</guid>
                <description>
                    <![CDATA[With every closing, we make a contribution to the Team Callahan Cares Fund. At the end of every month, we...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Pros and Cons: Working with a Local Lender vs a National Lender</title>
                <link>https://realestateinsavannah.net/real-estate-blog/pros-and-cons-working-with-a-local-lender-vs-a-national-lender/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43846</guid>
                <description>
                    <![CDATA[So what&#8217;s the big different between local lenders versus national/online lenders? To put it simply, a lot. As your experts...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Best Family-Friendly 4th of July Weekend Activities in Savannah</title>
                <link>https://realestateinsavannah.net/real-estate-blog/best-family-friendly-4th-of-july-weekend-activities-in-savannah/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43755</guid>
                <description>
                    <![CDATA[As Independence Day rounds the corner, thousands of visitors are flocking to Savannah to spend the Holiday Weekend. Savannah has...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>3 Steps For A Hassle-Free Home Sale</title>
                <link>https://realestateinsavannah.net/real-estate-blog/3-steps-for-a-hassle-free-home-sale/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43752</guid>
                <description>
                    <![CDATA[Moving UP, moving DOWN, or moving OUT OF TOWN? No worries! Selling your home doesn&#8217;t have to be complicated. Check...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                <title>11 Staging Questions You Need to Ask Yourself Before Selling Your House</title>
                <link>https://realestateinsavannah.net/real-estate-blog/11-staging-questions-you-need-to-ask-yourself-before-selling-your-house/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43669</guid>
                <description>
                    <![CDATA[Staging is the process of getting your house ready for potential buyers to see. This means making sure your house...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                <title>&amp;#8220;Must-Try&amp;#8221; Savannah Cuisine &amp;amp; Restaurants</title>
                <link>https://realestateinsavannah.net/real-estate-blog/must-try-savannah-cuisine-restaurants/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43126</guid>
                <description>
                    <![CDATA[With hundreds of restaurants, Savannah offers a wide variety of cuisine for any type of foodie. We’ve compiled a list...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Your Guide to Property Taxes in Savannah/Chatham County</title>
                <link>https://realestateinsavannah.net/real-estate-blog/your-guide-to-property-taxes-in-savannah-chatham-county/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=43276</guid>
                <description>
                    <![CDATA[General Tax Information The ad valorem tax (more commonly referred to as the &#8220;property tax&#8221;) is the primary source of...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Favorite Things About Living In Parkside</title>
                <link>https://realestateinsavannah.net/real-estate-blog/favorite-things-about-living-in-parkside/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=40807</guid>
                <description>
                    <![CDATA[We believe you should love where you live. Here are the main reasons Parkside residents love where they live. (in...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>Favorite Restaurants Near Parkside</title>
                <link>https://realestateinsavannah.net/real-estate-blog/favorite-restaurants-near-parkside/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=40801</guid>
                <description>
                    <![CDATA[One of the best things about living in the Parkside community of Savannah, GA is it&#8217;s proximity to so many...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>Savannah Real Estate Market &amp;#8211; 2021 Recap</title>
                <link>https://realestateinsavannah.net/real-estate-blog/savannah-real-estate-market-2021-recap/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=40774</guid>
                <description>
                    <![CDATA[Each year we take a minute to do a deep dive into the Savannah MLS and study what the heck...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>What are loan origination fees?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-are-loan-origination-fees/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/what-are-loan-origination-fees/</guid>
                <description>
                    <![CDATA[Let’s get this out of the way upfront: When buying a home, the down payment isn’t the whole ball of...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>The home inspection: which repairs are mandatory?</title>
                <link>https://realestateinsavannah.net/real-estate-blog/the-home-inspection-which-repairs-are-mandatory/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/the-home-inspection-which-repairs-are-mandatory/</guid>
                <description>
                    <![CDATA[Twenty-five percent of May 2021 homebuyers waived the home inspection in their efforts to win a bidding war, according to...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                    <item>
                <title>The gardening season starts now!</title>
                <link>https://realestateinsavannah.net/real-estate-blog/the-gardening-season-starts-now/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/the-gardening-season-starts-now/</guid>
                <description>
                    <![CDATA[No, we’re not loopy – a variety of seeds can and should be started indoors and January and February are...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Retiring? Sell that house and buy a condo</title>
                <link>https://realestateinsavannah.net/real-estate-blog/retiring-sell-that-house-and-buy-a-condo/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/retiring-sell-that-house-and-buy-a-condo/</guid>
                <description>
                    <![CDATA[It’s wise to have a plan for that day when you say “I’m outta here!” to the work world. Your...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Budget-friendly home security tips</title>
                <link>https://realestateinsavannah.net/real-estate-blog/budget-friendly-home-security-tips/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/budget-friendly-home-security-tips/</guid>
                <description>
                    <![CDATA[Nationwide, crime is skyrocketing. Sadly, we recently saw the homicide rate explode to the highest rate “… in modern history,”...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>What to expect in the 2022 housing market</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-to-expect-in-the-2022-housing-market/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/what-to-expect-in-the-2022-housing-market/</guid>
                <description>
                    <![CDATA[If you’re thinking of jumping into the 2022 real estate market, either by buying a home, selling a home or...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>How to handle a pet emergency when you can’t afford it</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-handle-a-pet-emergency-when-you-cant-afford-it/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/how-to-handle-a-pet-emergency-when-you-cant-afford-it/</guid>
                <description>
                    <![CDATA[COVID-19 changed lives in ways that we never imagined possible. One of those ways was the introduction of intense loneliness,...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Don’t go house hunting without a wish list</title>
                <link>https://realestateinsavannah.net/real-estate-blog/dont-go-house-hunting-without-a-wish-list/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/dont-go-house-hunting-without-a-wish-list/</guid>
                <description>
                    <![CDATA[Impulse buying. We’ve all heard the term and many of us have succumbed to the temptation to indulge in the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>House hunting? What to inspect outside that home you have your eye on</title>
                <link>https://realestateinsavannah.net/real-estate-blog/house-hunting-what-to-inspect-outside-that-home-you-have-your-eye-on/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/house-hunting-what-to-inspect-outside-that-home-you-have-your-eye-on/</guid>
                <description>
                    <![CDATA[When it comes to choosing a home to buy, there are exterior people and then there are interior people. Exterior/interior...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Dealing with Mother Nature’s Aftermath</title>
                <link>https://realestateinsavannah.net/real-estate-blog/dealing-with-mother-natures-aftermath/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/dealing-with-mother-natures-aftermath/</guid>
                <description>
                    <![CDATA[Winter can brutal on our homes. In conversations with our clients who bought homes last summer and fall, we’re hearing...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                <title>How to sell a house during a divorce</title>
                <link>https://realestateinsavannah.net/real-estate-blog/how-to-sell-a-house-during-a-divorce/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/how-to-sell-a-house-during-a-divorce/</guid>
                <description>
                    <![CDATA[Although estimates differ depending on who is asked, 40 to 50 percent of all American marriages end in divorce. There’s...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                <title>11 Reasons To List Your Property During the Holidays</title>
                <link>https://realestateinsavannah.net/real-estate-blog/11-reasons-to-list-your-property-during-the-holidays/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=40293</guid>
                <description>
                    <![CDATA[The weather may be colder, yet the Savannah real estate market is still plenty warm! Don&#8217;t let anyone tell you...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
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                <title>4 Ways to save money on insurance when you buy a home</title>
                <link>https://realestateinsavannah.net/real-estate-blog/4-ways-to-save-money-on-insurance-when-you-buy-a-home/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/4-ways-to-save-money-on-insurance-when-you-buy-a-home/</guid>
                <description>
                    <![CDATA[Mortgage insurance, title insurance and homeowners insurance. There’s a lot to learn about insurance if you’re a first-time home buyer....]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                <title>5 hot features home sellers frequently forget to mention</title>
                <link>https://realestateinsavannah.net/real-estate-blog/5-hot-features-home-sellers-frequently-forget-to-mention/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/5-hot-features-home-sellers-frequently-forget-to-mention/</guid>
                <description>
                    <![CDATA[When selling a home, homeowners depend on their agents to ensure that the home is sufficiently marketed. And, that’s understandable....]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>What you need to know about home generators</title>
                <link>https://realestateinsavannah.net/real-estate-blog/what-you-need-to-know-about-home-generators/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/what-you-need-to-know-about-home-generators/</guid>
                <description>
                    <![CDATA[“Power outages likely if there is an extreme weather event this winter,” warn meteorologists at kens5.com. “Report warns Texas to...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>7 ways to protect your privacy while your home is on the market</title>
                <link>https://realestateinsavannah.net/real-estate-blog/7-ways-to-protect-your-privacy-while-your-home-is-on-the-market/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/7-ways-to-protect-your-privacy-while-your-home-is-on-the-market/</guid>
                <description>
                    <![CDATA[It’s been said that knowledge is power. And, while poking around in a home seller’s personal papers for knowledge isn’t...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>3 plants that will bloom indoors for you in fall and winter</title>
                <link>https://realestateinsavannah.net/real-estate-blog/3-plants-that-will-bloom-indoors-for-you-in-fall-and-winter/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/3-plants-that-will-bloom-indoors-for-you-in-fall-and-winter/</guid>
                <description>
                    <![CDATA[Sure, that foil-wrapped holiday poinsettia you bought at the supermarket may still be quite decorative, but consider bringing home something...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Three Days In The Desert</title>
                <link>https://realestateinsavannah.net/real-estate-blog/three-days-in-the-desert/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/?p=40001</guid>
                <description>
                    <![CDATA[by Laura Hyatt They say one day you’ll have to get on planes to see your friends. These are those...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Don’t let cosmetics keep you from the home of your dreams</title>
                <link>https://realestateinsavannah.net/real-estate-blog/dont-let-cosmetics-keep-you-from-the-home-of-your-dreams/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/dont-let-cosmetics-keep-you-from-the-home-of-your-dreams/</guid>
                <description>
                    <![CDATA[Most real estate agents who’ve been in the business for any amount of time will tell you that it is...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>It’s the perfect time to weatherproof those windows</title>
                <link>https://realestateinsavannah.net/real-estate-blog/its-the-perfect-time-to-weatherproof-those-windows/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/its-the-perfect-time-to-weatherproof-those-windows/</guid>
                <description>
                    <![CDATA[If you haven’t yet prepared your home for winter, you aren’t alone. Americans have had a rough and tumble 2021,...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>Use your VA benefits to purchase a home</title>
                <link>https://realestateinsavannah.net/real-estate-blog/use-your-va-benefits-to-purchase-a-home/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/use-your-va-benefits-to-purchase-a-home/</guid>
                <description>
                    <![CDATA[Although lenders talk a good game in their marketing, true zero-down mortgages are a rarity. Two credit unions offer them...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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                    <item>
                <title>2 Surprising Things That Boost Home Values</title>
                <link>https://realestateinsavannah.net/real-estate-blog/2-surprising-things-that-boost-home-values/</link>
                <pubDate>Wed, 03 Sep 2025 17:44:32 +0000</pubDate>
                <dc:creator>Don Callahan</dc:creator>
                <guid isPermaLink="false">https://realestateinsavannah.net/real-estate-blog/2-surprising-things-that-boost-home-values/</guid>
                <description>
                    <![CDATA[What if we told you that you should fear not the big-box retailer that is rumored to be eyeing that...]]>
                </description>
                <content:encoded>
                    <![CDATA[<p><a href="http://www.easyagentblogs.com/wp-content/uploads/2017/02/furniture-floating-flooded-room.jpg?utm_source=rss&amp;utm_medium=rss"></a></p>
<p>One of the biggest fears of most homebuyers is that there is something wrong with the home and it’s waiting for after the move-in to rear its ugly head. It is this fear that brought about the birth of the home inspection industry in the early 1970s. Today’s professional home inspector performs a thorough investigation of a home’s components and systems that are visible to the naked eye. Even the best inspector, however, may miss something, which is why there is so much interested in home warranties.</p>
<p>The idea behind a home warranty is to provide financial protection for homeowners faced with the failure of major mechanical systems, such as the home’s heating and air conditioning. Home warranties provide, most of all, peace of mind.</p>
<h2><strong>1. Home warranties aren’t insurance</strong></h2>
<p>One would think that with all the hoopla surrounding health insurance, the average American would be well-versed on the subject. Insurance, however, be it health or homeowner’s, is a complicated subject and therefore confusing to many. In a nutshell, your homeowner’s insurance policy covers the home’s structure and certain personal belongings from financial loss due to theft, fire and other calamities. If your water heater is stolen, your homeowner’s policy should cover it. If it breaks down, that’s on you.</p>
<p>Home warranties, by the way, aren’t actually warranties either – at least according to the federal government’s definition: A warranty comes with the purchase of a product and the cost is included in the purchase price.</p>
<p>Since the home warranty is purchased separately from the home and it costs an additional fee, it is best described as a service contract.</p>
<h2><strong>2. Typical coverage</strong></h2>
<p>Home warranty companies offer a variety of plans and typically the more you pay, the more your plan will cover. Most of the basic warranties – known as “first tier” and “second tier” plans – cover the homes major systems, such as HVAC (heating, ventilation and air conditioning), plumbing (some plans cover outdoor plumbing, such as a sprinkler system) and electrical (typically covered in tier one and tier two plans). Major appliances, including the refrigerator, garbage disposer, range, water heater and washer and dryer are also covered.</p>
<h2><strong>3. What’s not covered under a home warranty</strong></h2>
<p>Anything that isn’t covered under the home warranty is known as an “exclusion,” and you’ll find these vary between companies.</p>
<p>Most home warranty contracts won’t cover breakdowns due to normal wear and tear. They also exclude anything damaged due to deferred maintenance, insect or vermin damage and acts of God. Structural problems, such as a leaky roof and cracks in the wall are typically not covered, although you may find a company willing to cover these for an additional cost.</p>
<h2><strong>4. You can buy optional coverage</strong></h2>
<p>Speaking of additional cost, home warranty companies offer optional coverage at additional cost. This includes coverage for a septic system, well, pool, spa and central vacuum system.</p>
<h2><strong>5. Are home warranties worth the cost?</strong></h2>
<p>The average cost of a home warranty, nationwide, is $969, although most Americans spend as little as $243 and as much as $1,702, according to HomeAdvisor.com. In the event a covered component fails, the warranty provider will send a technician to your home to investigate the problem. You will be required to pay a $55 service fee each time a technician visits your home.</p>
<p>Whether or not home warranties are worth the cost depends on whom you ask. Many real estate professionals feel that purchasing one during the first year of homeownership, when folks are strapped for cash, is a wise move. Some consumer organizations, however, feel otherwise.</p>
<p>In fact, Consumer Reports cautions that “We recommend avoiding service contracts . . . far too often, warranty claims are denied because the company says the problem was pre-existing. Or, the claim is denied because the consumer can’t prove that a broken item was properly maintained.”</p>
<p>If you decide to purchase a home warranty, check the company’s record with the Better Business Bureau. Then, keep impeccable home maintenance records. The home warranty company may demand to view your records if you try to enforce a claim.</p><p class="wpematico_credit"><small>Powered by <a href="http://www.wpematico.com" target="_blank">WPeMatico</a></small></p>]]>
                </content:encoded>
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